how would you like to pay? cash, and in full...

ask yourself this question...what is the best house to stay in and the best car to drive? many of us will have various answers...some saying bungalow, semi-d, penthouse, mercs, bmw, ferrari, etc etc.

let me tell you the answer, the best house to stay in, is a fully paid down house. and the best car to drive is a fully paid car. what's the point of paying extremely high installments, find out that you lost your job one day and have everything you own taken away ??? that's the power of credit nowadays, they keep telling you to buy first and pay later. it works only in good times, but once bad times come, it will backfire and you will be the one in trouble.

so remember, try to have as less credit or borrowing as you can. if you can't buy big, just go small first-at least you fully own it!!! try to do everything "cash down"

now, i would like to show you what it means by paying "cash down".....

someone in china decided to buy a new car and they didn't want a loan from the bank, so this is what they did...

these are RMB notes of different denominations all bundled up together

it took these guys more than 2 hours to count the money due to fact that it was in different denominations...

how you wished you had that kind of money and be able to do what these guys did right? well, for your info, all the money you saw was for this little car !!!! (and you thought it was for a mercs or something) well, u know lah, rmb value quite small :-)